CREDIT XTRA PTE. LTD.

Credit Xtra Pte Ltd provides licensed moneylending services in Singapore, specialising in fast personal and small-business loans. Operating from Chinatown, the company delivers urgent and short-term financing through a simple three-step process: online application, in-person verification and contract signing, and immediate disbursement by cash or bank transfer. Credit Xtra underwrites loans for Singaporeans, PRs, foreign residents and registered companies, evaluating each borrower individually and offering initial credit typically up to two months’ salary (with potential increases up to six months depending on aggregate exposure). The company charges prevailing interest rates up to 4% per month with an upfront administrative fee up to 10%; late payments incur a $60 fee plus late interest at 4% per month. Credit Xtra emphasises professional, agile, caring and transparent service, clear fee disclosure, multiple repayment channels including bank transfer and PayNow, and tailored credit solutions for borrowers across credit histories.